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and Co-Applicant assets $ — $ (3 ) Guarantees Guarantees payable to Applicant $ — $ — Total Liabilities $ — $ — Liabilities of Guarantees $ — $ — TOTAL LIABILITIES AND GUARANTEES $ — $ — $ (6 ) The accompanying unaudited financial statements have been prepared by management of TIAA-CREF with the assistance of a consultant, and contain various representations, warranties and assumptions made pursuant to the rules and regulations of the Securities and Exchange Commission. Each of the Company and Co-Applicant has provided a true and accurate copy of any and all other information contained on filings as required under the Securities Act of 1933, or the Securities Exchange Act of 1934, as amended. Each of the Company and Company-Applicant believes the information contained herein to be true, complete and accurate. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has filed with the Securities and Exchange Commission (the "SEC") a registration statement on Form S-1 under the Securities Act of 1933 (the "Securities Act") under the name of Avera Energy, Inc. The Registrant hereby declares that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-1 and has duly caused this registration statement to be signed on its behalf by the undersigned hereunto duly authorized. AVERA ENERGY, INC. By: /s/ Michael T. Cavanagh Acting Chief Financial Officer and Chief Accounting Officer Date: March 18, 2014 Bart L. Dettman Chief Executive Officer and Director and Chief Compliance Officer Pursuant to the requirements of the Securities Exchange Act of 1934, this report has signed below the Registrant's name, signature and authority:<|endoftext|>The United States' military has sent a number of aircraft off the coast of Norfolk County, Va., to the area surrounding Norfolk Naval Base to search for a missing plane, according to the Norfolk police department. The plane was located early Thursday about a mile (1.6 kilometer) east of the base. As of Friday morning, U.S. Marines were still on the search site. The search will continue throughout the day and will be concluded by dusk, the police said. The Federal Aviation Administration began the search after a commercial helicopter had been unable to locate the aircraft in a large area of the water, according to the Norfolk police

What is a REBNY financial statement? A REBNY financial statement is used by listing agents and sellers to evaluate and compare the financial strength of potential buyers. The REBNY statement itself is a personal ‘balance sheet’ or statement of net worth. It asks a potential buyer to provide information about his or her assets (including cash, stocks, and property), liabilities (including mortgages and student loans) as well as monthly income (such as salary, bonuses and dividends) and projected monthly expenses. Given the strict financial requirements imposed by NYC co-ops during the board application process, REBNY financial statements are most often used when dealing with the purchase and sale of co-op apartments. How do I complete a REBNY financial statement? If you are buying a co-op in NYC, you will need to complete a REBNY financial statement. We suggest that you prepare the statement early in your search so that when the time comes to submit an offer you don’t lose out to faster bidders who have already prepared their offer documentation. By working with an experienced buyer’s agent, you can request a buyer broker commission rebate and receive professional advice and guidance in preparing your offer documentation, negotiating and completing your board package. If I am selling, how do I review a buyer’s REBNY financial statement? As a co-op FSBO seller in NYC, you’ll want to be extra careful in reviewing the REBNY financial statements of prospective buyers. The last thing you want is to sign a contract with a buyer who does not meet the co-op building’s financial requirements. When reviewing a REBNY financial statement, be sure to check the prospective buyer’s monthly debt to income ratio and liquid net worth. Many co-ops have specific targets for post-closing liquidity and the percentage of housing expense relative to income.

What does this REBNY financial form include? For those of you who are familiar with accounting, the REBNY financial form is a combination of a personal balance sheet and income statement, and allows sellers to evaluate your financial capability and calculate your debt-to-income ratio for co-op purchases.